At esccu, we recognise that anyone can get into difficulty in managing their debt and that even small changes in circumstances can put the personal finances under pressure.  The most important thing is that you should talk to us as soon as you are concerned that managing your debt is becoming a problem.  We can help you by looking at all the options and by then putting in place a plan.

A useful resource for anyone who is concerned about managing their debt is the State's money advise service, MABS who guide people through dealing with problem guide.  Their website is www.mabs.ie